Early Retirement in Thailand - Brilliant move or a Blunder?

Retire at 54 years of age and be happier?level was back to where it was before and we
Well aged 54 and separated from my wife andcould do nothing but wait.
seeing my friends gain weight and have healthThe day before the tsunami hit we were on a
problems made me think. I was gaining weightboat cruise to Phi Phi Islands. Two days before
also, I was not happy with the direction my lifethe tsunami hit we rented motor boats at the
was headed, so what can I do? I starting thinkingbeach. If this had happened a day earlier or at a
of the alternatives.different time then you would not be reading this
Retirement? No one wants to talk about it orarticle.
even think about. Perhaps it makes us feel older ifWhen the water level receded and it deemed
we do that. So years go by and things do notsafe we re-entered our hotel lobby to find a
change. We do the same things, eat the sameyoung boy who was in the pool when the tsunami
foods until the doctor tells us to make somehit lying of the floor with someone trying to
changes, and we carry on like we will live forever.resuscitate him. Unfortunately the boy did not
Unfortunately we won't live forever and wemake it. The hotel staff were totally unprepared.
should be thinking of retirement before we kickNice people as they are they did not have a clue
the bucket. After all what did you work all thosewhat to do. Guests were yelling out, Call a Doctor,
years for anyways?Have you called a Doctor? The hotel staff smiled
Well to cut to the chase I was thinking of goingpolitely but either did not understand or were
to the Dominican Republic to live. But after goingunable to reach anyone.
there twice I found that the power was unreliable,When we approached our room we found it was
there were safety concerns, doctors and dentistsdevastated. The outside window smashed by the
were not easily accessible and it was pricey.water, the door broken, mattress and furniture
With time on my hands I sat in front of myupside down and the room inaccessible.
computer and did some research. and discoveredHotel guests were taken to higher ground by
that Thailand was a popular retirement destination.buses and trucks. We sat by the roadside on
In fact I read that Chiang Mai was the mosthigher ground waiting. The hotels found alternate
popular retirement destination in all of South Eastaccommodations in nearby Phuket which was
Asia.about one half drive away from Patong. We left
Hundreds of hours of research later bythe others who sat by the roadside and went to
methodical, planner George and he has come upsome hillside shacks where Wan was able to
with the best retirement country and also thegreet the people, speak their language and explain
best retirement city in all of South East Asia andthe situation. They offered us refreshments and a
perhaps the world. Chiang Mai, a city of severalplace to lay down and wait.
hundred thousand inhabitants. Located about 420Only when we reached the airport a day later did
miles north of Bangkok and less polluted, lesswe realize the true extent of the devastation.
expensive, and with less traffic than Bangkok andThere were tourists at the airport with cuts,
also cooler than Bangkok. Chiang Mai, unknown tobandages, broken bones but worse yet there
most of North Americans yet visited by hundredswere many people unaccounted for.
of thousands of tourists yearly, and home toWan and I were unhurt but learned something
thousands of foreigners who have visited there,about each other through the experience. We
found it to their liking and decided to make thisshowed how we react in emergencies and also
their new home.we learned something about hotels and Thai
I arrived in Bangkok on Nov. 23, 2004 and that ispeople. After writing to hotel management at the
where we will start our real life experiences,Patong Merlin hotel on at least 6 occasions to that
adventures and misadventures.location and to their sister Phuket hotel which was
After the tiring trip I decided to stay over a fewundamaged by the tsunami we received one reply
nights in Bangkok. Then well rested I was readyafter 5 weeks. They did not try to clean any of
to continue onwards to Chiang Mai.the clothes left behind, did not try to return any
A quick one hour plane flight or a relaxing 13of the contents, did not even try to contact us
hours train ride which one was it to be? With thewith a letter or e-mail saying sorry about this
extra luggage I was bringing including computerexperience. We stayed there for a week at $100
and golf clubs I decided on the train. The bumpyU.S. a night and will never stay in a Merlin hotel
ride in a very comfortable reclining seat (2nd classagain.
A/C) set me back all of $15 dollar U.S. and thisWould it have been handled differently or better in
included two meals, a refreshment and a pastry.North America?
It was a bumpy ride with little to see but theWell a one hour flight back to Bangkok for some
forest. But I had all my luggage aboard, no extrashopping and then the short one hour flight back
charge, and the bumpy ride was just what myto Chiang Mai, my new home.
legs needed for their circulation.Now life is different. Wan and I live in her
My research enabled me to be well prepared fortownhouse with her daughter and mother. Her
my journey and I am not one to leave things tohusband passed away and she has been the one
chance. Things went as planned and I arrived atthey rely on. Wan has a beauty salon downstairs
Chiang Mai train station and had reserved a roomin her townhouse.
for 21 days at the Bossotel Inn which wasWhat is different now?
directly across the road from the train station.Well I have learned how to live here on less.
Like a normal tourist eh? Yes, I am Canadian howThere are accommodations to be had here from
did you know?$80 a MONTH and excellent accommodations can
I think in total I spent something in thebe had for $200 U.S. a month. By excellent I
neighborhood of 600 hours of research on themean similar to a hotel room, TV with cable or
internet and I learned what I could but there wassatellite, pool, restaurant on site and in a good
more, much more to learn.location with twice weekly or weekly cleaning.
I lived like a tourist at first living in a hotel, eatingI eat Thai food now with chicken wings, French
my meals there. I played pool before breakfast atfries, and some homemade potato soap several
a snooker establishment behind the hotel. Aftertimes a week. I read that Thai's can make
breakfast TV was the norm and then later in theanything taste delicious. That is TRUE.
day I would walk to the Night Bazaar shoppingThey use fresh ingredients in their cooking. There
and tourist district about 30 minutes away. Theare many farms nearby and the produce from
walk there was good exercise, it gave me afruits, to vegetables is abundant year around and
chance to see the people and businesses alongvery cheap. There is also a fantastic selection of
the way and get familiar with the city. Walk, lookseafood's to pick from. You can buy the seafood
around, pop into O'Malley's pub for a cool drinkfrom the market or from a large grocery store
and to meet Scot, a fellow Canadian, and thewhere the selection is varied and fresh. If you
owner.want you can pick out a live fish, continue with
The hotel rate was $16U.S. a night with taxes andyour shopping and when you are checking out
breakfast included. I wanted to stay in a servicedpick up your cooked fish to take home for dinner
apartment later but did not want to book it until Ior lunch.
had seen it first. I was favorably impressed whenI recently bought pineapples at the large grocery
I visited the apartment and proceeded to book it.store. Large, fresh, mouth watering pineapples.
So three weeks at the hotel and then on to theTen baht each or .25 cents U.S. each. They will
serviced apartment which would run about $250 acut if for you and put it on styrofoam with
month with utilities and water included, andcellophane wrapping for free.
breakfast extra. The apartment had internetBack to the cooking. The reason Thai food is so
available in the rooms at an extra fee, or internetdelicious is partly the freshness of the ingredients
on site, massage spa on site, rooftop pool,but mainly the sauces. Simple cooked rice with
motorcycle rental, beauty salon and restaurantfried vegetables becomes a delicious meal with
which had entertainment in the evenings. The TVthe right sauce added. Something to watch out
has a large selection of channels by way offor if you do visit here. Two small bowls are
satellite, there was free parking on site, and apresented with many of the meals. One has a
great location near the Central Mall. So it had it allgreen paste/sauce and the other a red colored
Other retirees recommend staying in a condo orpaste/sauce. These are added to fish or meat by
serviced apartment for 6 months or more to getway of dipping or by placing a small amount on a
familiar with the city before proceeding with anytablespoon from the bowl and then on to your
sort of long term rental arrangements.food. WATCH OUT!!!! The red is spicy hot and
I met a lovely lady name Nichaya. She was ashould be added in measured quantities. The green
hairdresser during the day and my tour guide,should not be added at all unless you are Thai or
companion, means of transportation during theMexican in my opinion. The green one is the
evenings. Although I weigh more than twice herhottest of the two and can make you perspire,
weight we rode around town on her motorbike.reach quickly for a glass of water and visit the
Her driving the motorbike and me on back. Thiswashroom in the middle of the night and not to
may seem odd but it is not uncommon. Unlessbrush your teeth.
you know the city and really know how to driveFantastic food and bargain prices.
a motorcycle you shouldn't. These motorcyclesGreat accommodations and bargain prices.
are 100 and 110 cc engines which means they areFriendly people who go out of their way to make
not powerful but they are very economical inyou feel at home.
terms of fuel. We could drive around all week allSo many things to do that I can not even list
over town for only $2 U.S. in diesel fuel.them all.
To learn more about living in Chiang Mai one hasCable TV with 54 channels for $8.25 U.S. a month.
to live with the people. Find out what they eat,Installation cost of cable was around $7 U.S. and
where they shop, what they do daily.$2.50 extra for the second TV. Internet and
By this time Nichaya or Wan her nickname whichtelephone for about $20 U.S. a month total .
everyone has here and I were becoming veryPeople work hard. Many have their own
close and fond of each other. I invited here tobusinesses and work 16 hour days 7 days a
Patong a beach resort for a weeks holiday. Sheweek.
refused but each day I would ask again. FinallyThe business may consist of setting up a table
she relented and agreed. Have any of you heardand a few chairs and selling noodles, cooked
of the December, 2004 tsuanmi? Well guessmeat, fruits or a small convenience store with
where I was at the time? Right. Right there.home cooked foods on the side.
The tsunami hit a few days before we wereI see the parents take their children to school
scheduled to return to Chiang Mai. We lost awhich is expensive here. About 80,000 baht or
camera, some clothing, some pictures but found$2,000 U.S. per year for schooling, clothing and
each other. She handled the situation calmly andtextbooks for a 7 year old. They teach the
we were unharmed. In case you are interestedchildren English even at this age. The parents have
this is what happened.to work damm hard to pay for the schooling but
Tremor about 3 a.m. Woke me up and Ithey are doing this in hopes of their children
wondered whether it was an earthquake. Aroundobtaining good jobs and having a better life with
4:30 a.m. another tremor. Awakened me again. Atmore to look forward to.
around 7 a.m. a large boom sounded like aCats and dogs here are numerous. Just about
shotgun blast and then a minute later anothereveryone in our neighborhood has either a cat or
such loud boom.dog or both. Our neighbor has 6 cats plus 2
I thought it may be terrorists out by the poolkittens and he does not have a fulltime job. It is
area and I recommended staying in the room.difficult for him but I know he loves the cats. He
Nichaya told me to get out of the room. Wehas offered to give us a few but we do not have
grabbed a few valuables, passport and ran out ofthe space.
the hotel. Our hotel room was on the lower levelSo to sum things up. It isn't perfect here. You can
facing the pool area which is about 6 feet lowerfind something to complain about if you look hard
than the lobby area of the hotel. We ran by theenough but for me it is as close to perfection as I
pool, up the stairs to the lobby and out the frontwill find.
entrance. Just as we crossed the road waterI can tell you about one or two things that I do
gushed out from the hotel and on to the street.not like and I could tell you about the hundred
So the water level needed to be at least 6 feetthings I like. I am a picky person so if I like it here
high just to reach the lobby area. Motorcycles,and have very little or nothing to complain about
vehicles were being carried down the streets in allthen I am sure others will love it here also.
directions by the sudden gush of water. We wereSo enamored by Chiang Mai am I that I have
on higher ground across the street and took offcreated a website to help other retire here. First
our shoes and I rolled up my pants.to come here on vacation and then to retire here.
After an hour or so the water level began toIf you want you can retire here on less than that,
recede. It was about this time when a motorcyclebut to live a comfortable life here that is all that it
policeman drove by and alerted everyone thattakes.
there would be another wave coming shortly. HeVisit our website for Thai foods and recipes, to
was right. Another similar wave went through thelearn more about living here, and to see pictures
lobby and on to the streets again. Now the waterof Chiang Mai.