| ATM/Cash Withdrawals | | | | card, if there is a Circus sign (associate with |
| Cash withdrawals from an ATM machine are the | | | | MasterCard) or a Plus sign (associated with Visa) |
| easiest, quickest and cheapest way to obtain the | | | | then your ATM card is compatible with all ATMs |
| locale currency of a country. | | | | that accept that sign around the world. |
| Before Going Abroad: | | | | To locate Circus ATMs around the world visit: |
| 1. Double Check Your Password: | | | | To locate Plus ATMs around the world visit: |
| The majority of ATM machines around the world | | | | Using Your ATM Card Abroad: |
| only accept 4 digit passwords, if your password is | | | | TIPS: |
| longer than 4 digits make sure you contact your | | | | -Upon arriving in a country be sure to make your |
| bank before you depart and create a shorter | | | | first withdrawal at the airport where there is |
| password. Also be aware that the majority of | | | | always an ATM on site. |
| password key pads around the world only list | | | | -When withdrawing money abroad at an ATM |
| numbers, if your password contains letters make | | | | machine not associate with your bank you will be |
| sure you know the number equivalent. | | | | assessed fees (just as you would if you were |
| 2. Notify Your Bank Account/Credit Card | | | | using it domestically at an ATM machine not |
| Company: | | | | associated with your bank). You will probably be |
| Sudden activity in a foreign country might send up | | | | charged $1-4 per withdrawal depending on your |
| red flag warnings to your bank or credit card | | | | bank (check with your bank for exact fees). |
| company causing them to put a hold on your | | | | Since withdraw fees can quickly add up minimize |
| debit or credit card. Avoid this by contacting them | | | | your withdraws by limiting your visits to ATM to |
| and letting them know that you will be traveling | | | | once per day and withdrawing higher amounts. |
| abroad. | | | | - Many ATM machines have a cap on how much |
| 3. Obtain Emergency Contact Numbers: | | | | money you can withdrawal per day (usually |
| In the event that your debit or credit card is | | | | $300-500). |
| stolen while you are abroad, you want to make | | | | -Many banks have a cap on how much money |
| sure you no what to do. Contact your bank and | | | | you can withdrawal per day (usually $500-700). |
| or credit card company and ask them for the | | | | -In order to avoid being given large bills when |
| procedures you should take in the event that it | | | | withdrawing request an add amount (50, 70, 90, |
| happens. Ask them for the international access | | | | etc.) |
| number to their company from the country in | | | | - If you bank is member of the Global ATM |
| which you will be. | | | | Alliance (Bank of America, Barclays, etc.) you can |
| 4. Locate ATMs Abroad: | | | | withdrawal cash from any of the other banks in |
| Look on the backside of your Debit/ATM/Credit | | | | this alliance for no additional fee. |