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IMT-GT Studies Center : Database of Research

 

 
 

Abstract  1997/2540

3.  Islamic Bank Operating
Researcher : Asst.Prof.Pairat Watcharapan
Jursidiction :

            Under  the  IMT-GT  program  have  been  concentrated  on  the  service  industries  for  a region  economic  growth  and  have  been  offering  a movement  of  financial  resources  by  the  interest-free  financial  services.   The  National  Economic  and  Social  Office  and  ADB  have  studied  and  recommended  to  set  a master  plan  for  developing   under  the  fifth  of  five  lower  southern  provinces  plan  for  the  next  decade.   A  feasibility  study  of  Islamic  bank  under  Islamic  discipline  has  been  offering  for  about  five  million  of  Muslim  in  Thailand  and  half  of  them  living  in  the  south.   To  have  such  an  economic  development  and  stability  in  the  south,  one  should  have  such  a financial  institution  under  the  Islamic  disciplinary  for  their  own  businesses  and  investment.   At  the  present,  the  Muslim  served  their  financial  services  through  a saving  cooperatives  and  a interest  financial  institutions  which  are  prohibited  in  Muslim  economy.   However,  these  financial  services  are  now  providing  under  the  interest  banking  system  in  some  of  Thai  banks  throughout  the  countries  such  as  Siam  City  bank,  Saving  bank,  Srinakornbank.
           The  study  of   Islamic  bank  operating   was  a study  of  the   fundamental  of  Islamic  banking   operation  and  system  under  the  rules  and  regulations  of   those   previous  Thai  banks.   The  study  also  include  a Islamic  financial  disciplinary  through  a primary  data,   in-depth  interview   six   local   bankers,   a   350   questionaires   to  14  provinces  local  bankers,   Muslim  people,  businessmen  and  also  a policies  maker  in  the  central  part.   The  result  showed  that  most  Muslim  people  needed  of  finance  services  through  Muslim  banking  system  especially  a Arabic  banking  system  rather  than  under  Thai  banking  services.   Because  of  Muslim  are  prohibiting  under  the  Islamic  disciplinary-  the  interest  rate  or  involved  in  interest  ratesystem.


 

 

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